![]() In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36%. Military Lending Act Information: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. To find out what may have changed, call us toll-free at 1-80 or write to us at Citizens Bank, PO Box 2360, Omaha, NE 68103. This information may have changed after that date. The information about the costs and fees for this Line of Credit described in this application is accurate as of January 2023. Promotional pricing may differ per time and/or product. How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your Line of Credit Agreement for more details.īilling Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Line of Credit Agreement.Ĭurrent Rates on the Account: The Daily Periodic Rate will differ based on product purchase and promotional pricing. The fee will be billed by Citizens Pay and will be due according to the first statement issued following the upgrade. ![]() ![]() *Customers purchasing a Xbox One S All-Digital Edition who choose to upgrade to the next generation console will be charged a one-time $20.00 fee by Microsoft.
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